Interest Rates

New limited time changed in conforming loan limits as a March 20, 2008

We monitor the changing Rates for your benefit

We guarantee the lowest rates! Examples of rates are listed below: Residential loans under 417,000.00 are referred to as conforming, and over that amount are considered jumbo. Buildings with 2-4 units allow a higher loan amounts will still be considered conforming. The loan amount for a building with more than 4 units will be considered a commercial property.

This is just a sample of the types of loans available- we have all types of loan programs, including interest only loans.

Rates as of July 11, 2010


Residential Interest Rates
Loan TypeRate Points APR
Thirty year Fixed Conforming 4.375% 0 4.403
Fifteen year fixed 3.875 0 3.83%
Thirty year Fixed rate* 4.5% 0.0 4.62
Fifteen year fixed* 4.00 0 4.1%
Thirty year jumbo fixed 6.00% 0.00 6.12
Fifteen year jumbo fixed 5.25% 0.00 5.31
FHA 4.375% 0.00 4.42

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*The new loan $417,000- $729,750.00
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